10 questions you must ask an agent before you list your home

by Jennifer Plute


10 questions you must ask an agent before you list your home

Currently, there are over 1.3 million Realtors in the United States alone. The number of people that have joined the real estate sales force over the last 10 years is staggering.   No two agents are the same and less than 10% of the total number of Realtors to 90% of the business.   In addition to that, not all agents are created equally. Many of them don’t get you the best results for your specific needs.   In 2017 — one of the hottest markets in recent history...

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How to beat other buyers to hot, new listings (Before they even know about them)

by Jennifer Plute


How to beat other buyers to hot, new listings (Before they even know about them)

    Buyers want three things when they’re making a purchase:   Selection: Have the largest number of options from which to choose Price: Get a smoking hot deal on what I want to buy Ease of doing business: Don’t make it hard for me to buy it   It doesn’t matter if you’re buying shoes, a toaster or a house, all three of them matter and they usually matter in that order.   And when it comes to buying a home,...

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When is the Best Season of the Year to Buy to get the Best Deal

by Jennifer Plute


When is the Best Season of the Year to Buy to get the Best Deal

    Since the market meltdown in 2008, the US housing market has rebounded dramatically. In fact, even if you purchased a property at the lowest point of the market crash and held onto it until today, your home would have appreciated by roughly 25 percent. What’s even better news is that It’s expected that the housing market will continue to climb in the future due to the changes that were made in the lending market coming out of the mortgage debacle.  Plus,...

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How much you should put down to purchase your new home?

by Jennifer Plute


How much you should put down to purchase your new home?

      Historically, home buyers seek to put down 20% when they purchase a home.  However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per the same survey. While down payment requirements vary based on the lender you choose to work with, the amount required will usually depend on your credit score and your...

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Why You Should Get a Home Warranty When You List Your Home

by Jennifer Plute


Why You Should Get a Home Warranty When You List Your Home

    Home warranties aren’t just for buyers anymore. In the past, buyers have asked sellers to pay for a home warranty to give the them a year of protection after it sells on roughly 16 major systems in the house including things like the electrical system, appliances, hot water heater, furnace, etc. Overall, it makes sense because the first time claim on a home warranty for most buyers runs around $1,100 - $1,200 including the $75 deductible that comes with making the...

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How to get qualified to purchase a home for no money down

by Jennifer Plute


How to get qualified to purchase a home for no money down

      Even with all the insanity that happened during the mortgage meltdown and all the changes that resulted in how money would now be lent to buyers, there are still some amazingly affordable loan programs out there.   Included among them, believe it or not, are no-money-down options for buying a home.   Here are some of the best programs that are out there today and how you need to get qualified to purchase a home using them to buy a home for no money...

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How to get the home with the furniture included

by Jennifer Plute


How to get the home with the furniture included

    So you like the dining room table in the house you want to buy, but your agent tells you it’s not included with the sale.   What do you do?   In short, you ask for it. Well, you negotiate it as part of your offer to purchase the home from the seller.    To effectively get the home you want with the furniture included, you should identify in advance any furniture that you are interested in buying and let the seller (or your agent) know...

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How much money will go into your pocket after your home is sold?

by Jennifer Plute


How much money will go into your pocket after your home is sold?

  It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home.   The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller.   There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re going to walk away with before you...

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How much should you offer on the home you fell in love with?

by Jennifer Plute


How much should you offer on the home you fell in love with?

    You’ve spent the last few months looking for a home and now, the only thing that stands between you and having the right to negotiate full ownership of the home of you fell in love with is preparing an offer that will be acceptable to the seller.   The purchase and sales agreement iis the first formal communication that leads to the final deal and eventually a closing when it’s time for you to take ownership of the property.   The total agreement...

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How to Find Bank Foreclosures and Distressed Sales

by Jennifer Plute


How to Find Bank Foreclosures and Distressed Sales

      Everyone wants a hot deal.   For those who have the ability/desire to work with a home that is, in most cases, less than perfect, foreclosures and distressed sales represent some of the hottest deals out there   If you want to locate distressed properties, the first thing you have to understand is that no one will usually advertise their home as a “distressed property” unless they are absolutely desperate to unload their home.   Homeowners,...

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